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PLAN LIMITS

 
2012
2011/2010
Annual Compensation Limit
$250,000
$245,000

Limits on benefits and contributions:



Defined Benefit Plan Annual Benefit Limit
 $200,000
$195,000

Defined Contribution Plan Annual Contribution Limit
$50,000
$49,000

 401(k), 403(b) and 457 employee contributions
 $17,000
$16,500

SIMPLE plan elective deferrals $11,500
$11,500

IRA $5,000
$5,000
Catch-up contributions (Age 50 and older):



401(k), 403(b) and 457 plans $5,500
$5,500

SIMPLE plans $2,500
$2,500

IRA $1,000
$1,000
Highly Compensated Employee
$115,000
$110,000
Key Employee Officer Compensation Threshold         

$165,000$160,000

IRS ANNOUNCES PENSION PLAN LIMITS FOR 2012

The IRS has announced new retirement plan limitations that will be effective January 01, 2012. In general, many of the pension plan limitations will change ... READ MORE


Busy CEO's rarely have time to learn how their 401(k) operates. The job of managing the 401(k) plan is delegated which creates liability for the company officers. Understanding the terminology and the concepts inherent with retirement plans will keep you out of trouble. America's Retirement Plan is designed to tell you what you need to know.

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