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Why to Get Your Retirement Plans in Place Now or Early 2026

January 6, 2026

Why to Get Your Retirement Plans in Place Now or Early 2026

A well-designed 401(k) or retirement program strengthens recruiting, boosts retention, supports employee well-being, and provides meaningful tax advantages. With new regulations raising the bar for employer-sponsored plans, 2026 is an ideal time for small and midsized companies to make the leap.

5 Questions Every Employer Should Ask Right Now:

  1. What's our budget for employer contributions?

  2. What do our employee demographics tell us about participation needs?

  3. How should we structure eligibility, contributions, and communications to drive participation?

  4. Who will manage compliance tasks and testing?

  5. How will a third-party administrator help us stay in compliance and ensure long-term success?

If a higher-quality workforce and greater productivity are among your goals for 2026, now's the time to reach out to Benefit Equity, a Strongpoint Partner, for its experienced retirement plan consultants.