Blog

What a Third-Party Administrator Really Does and Why It Matters

January 13, 2026

What a Third-Party Administrator Really Does and Why It Matters

Retirement plans don't run themselves—and that's where a third-party administrator (TPA) comes in.

A strong TPA handles the behind-the-scenes work that keeps your company's retirement plan compliant, efficient, and stress-free. This work includes plan setup, ongoing compliance testing, participant notices, recordkeeper coordination, fee benchmarking, and ensuring alignment with ever-changing regulations.

If you're running a business, your primary focus should be on productivity and growth instead of navigating complex retirement plan regulations.